Stop Overpaying for
Credit Card Processing
Get Your Lowest Rates Yet-With Service That Actually Shows Up.
Partnerships
Made Simple.
We Help Small and Midsized Business Owners Save More on Every Transaction
You shouldn’t overpay just to accept payments. We make it easy and affordable
That’s why we offer:
Price protection on every purchase
24/7 dedicated support
Cash advances for small businesses
Industry-leading low credit card processing rates
Surcharge settings and tailored credit card processing options
Cost-Cutting Expertise
We find ways to lower your monthly processing costs—without sacrificing the service you rely on.
Tailored Solutions
Your business is unique—and your payment processing should be too. We set up your equipment, cut your rates, and provide support whenever you need it.
Dedicated Support
Our customer-first approach means you’re never on your own. We support you every step of the way—long after your equipment is set up.
Get a Free POS System
Available for a Limited Time
Meet the P8
Our flagship terminal, built for modern commerce
The P8 is Harlow’s most advanced payment terminal—designed to help you move faster, stay reliable, and elevate every checkout experience. From the counter to high-volume retail, it handles transactions effortlessly while keeping payments secure.
With a modern Android platform, it offers easy-to-use controls and powerful performance—so you can streamline operations and serve more customers, faster.
Stop switching payment solutions for good
Harlow is the most comprehensive and accessible small business credit card processing solution.
Lower Rates
Get lower rates across the board—we review your current pricing and guarantee savings, even on rewards cards.
Surcharging Options
Our surcharging options are designed to protect your margins—helping you keep more from every transaction.
Payment Experiences
Our POS and payment solutions work together to deliver a faster, more seamless checkout experience for your customers.
Price Protection
Find a better offer and we’ll beat it—guaranteed. We keep your rates as low as possible long after you sign up, so you never need to switch processors again.
- PayFac
Embedded PayFac
Payments inside your platform. Revenue inside your business.
PayFactory’s Embedded PayFac lets ISVs and SaaS platforms seamlessly integrate payments into their software—unlocking new revenue streams and increasing customer retention.
From onboarding to secure transactions, it delivers tokenization, fraud protection, and a fast, streamlined path to launch—so you can go live quickly and scale with confidence.
News & Updates
- New
Stay informed with the latest announcements, insights, and developments in payment solutions and point-of-sale technology.
How POS Solutions Help Businesses Run Faster, Smarter, and More Profitably
Payment Solutions for Businesses: How to Choose the Right Fit for Growth
What Is a Merchant Services Provider and Why Your Business Needs One
Small Business Credit Card Processing: A Practical Guide for Growing Businesses
Payment Processing Services: A Practical Guide for Businesses
Point of Sale Systems: What They Are and Why Your Business Needs One
Ready to take control of your payments?
From powerful hardware to embedded payments, Harlow Payments Texas equips you to move faster, serve better, and grow with confidence.
